Ment Funding
United Statesmentfunding.com
Ment Funding is a U.S.-based multi-market proprietary trading company operating under the Prop Account Group of Companies, funding traders since 2021 across Forex, Futures, and Equities programs. Its flagship product is a single-step Forex evaluation requiring a 10% profit target, a 5% daily loss limit (measured against the previous day's closing balance and resetting at 5 PM EST), and a 6% static maximum drawdown, with no minimum trading days and no maximum evaluation duration. Direct Forex accounts run from $25K to $2M across cTrader, DXTrade, MatchTrader, and GooeyPro, while Futures use a separate Rithmic/ATAS/DXFutures infrastructure and the newer Equities program runs on GooeyPro with 2:1 buying power. The standard profit split is 75%, with a paid 90% add-on available at checkout; the first payout can be requested on demand from day one, with subsequent withdrawals every 30 days. EAs, hedging, and scalping are all permitted, and news trading is allowed outside a 3-minute no-entry window around news events, though weekend holding on the standard program requires a paid add-on. Accounts up to $1M can qualify for an account-doubling scaling program reaching a stated $5M ceiling, but the $2M direct account is excluded from that scaling path and instead carries its own 2.5% daily profit cap; funded accounts above $1M also carry a 35% consistency requirement before withdrawals. A withdrawal locks the account's maximum drawdown at its original starting balance, which can meaningfully shrink the remaining risk buffer if a trader withdraws all accumulated profit rather than keeping a cushion. The firm's Risk Disclaimer states it is not a broker, bank, investment adviser, or fund and does not benefit from the investor protections that apply to regulated financial services, so it should not be described as a regulated financial institution.
Challenge Programs
Evaluation Challenge (1-Step)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $25,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $250.00$210.00 | Buy |
| $50,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $450.00$378.00 | Buy |
| $100,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $750.00$630.00 | Buy |
| $200,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $1,500.00$1,260.00 | Buy |
| $400,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $3,000.00$2,520.00 | Buy |
| $1,000,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $8,600.00$7,224.00 | Buy |
| $2,000,000 | 1 Step | 10% | 5% | 6% (Static) | 75% | $17,200.00$14,448.00 | Buy |
Payment Methods
- Credit/Debit Card
- Cryptocurrency
- PayPal
Other payment methods may be displayed through the checkout. Payout methods are a separate set: cryptocurrency, RiseWorks, and other options available through the Trader Dashboard's Withdraw Profits function.
Pros & Cons
CREDITS20
- 1-Step Forex evaluation with no second phase
- No maximum evaluation time
- No minimum trading days
- 6% static maximum drawdown
- 5% daily loss limit
- 75% standard profit split
- 90% split available through an add-on
- First Forex payout can be requested from day 1
- No conventional consistency rule on $25K–$1M Forex accounts
- Forex account sizes up to $2M directly
- Scaling can increase capital up to $5M
- EAs, hedging, and scalping are permitted under the Forex rules
- News trading is allowed, with only a three-minute entry restriction
- Weekend holding available through an add-on
- Multiple Forex platforms: cTrader, DXTrade, MatchTrader, and GooeyPro
- Current product range includes Forex, Futures, and Equities
- Broad futures coverage through the CME suite
- Equities program provides access to U.S. stocks with 2:1 buying power
- Published commission and spread information
- The firm publicly states it has had no refused payout since 2021; this is a company claim rather than an independently verified TraderZone finding
DEBITS14
- Standard profit split is 75%, with 90% requiring a paid add-on
- Weekend holding requires an additional add-on on the standard Forex program
- A 3-minute no-entry window applies around news events
- $7-per-lot Forex and metals commissions are higher than commission-free models
- After a payout, maximum drawdown locks at the starting balance, reducing the remaining risk buffer
- A full withdrawal of accumulated profit can cause the funded account to breach because the account balance returns to the locked drawdown level
- Accounts inactive for 30 days can be breached
- The $2M Forex account carries a 2.5% daily profit cap even though smaller accounts do not have a general daily profit cap
- Funded accounts above $1M are subject to a 35% consistency requirement before withdrawals
- The $2M direct account does not qualify for the normal account-doubling scaling system
- Cross-account arbitrage and various third-party or challenge-specific strategies are prohibited
- The Terms give the company broad discretion when determining prohibited trading
- Weekend holding and certain platform/product availability can depend on the selected program
- The broader Ment Funding ecosystem has different rules for Forex, Futures, and Equities, so traders need to ensure they are reading the correct product documentation
Trading Rules
- Single 1-Step Forex evaluation: 10% profit target, 5% daily loss limit (based on the previous day's closing balance, resetting at 5 PM EST), and 6% static maximum drawdown
- No minimum trading days and no maximum evaluation period; traders can pass in a single day if all rules are respected
- At least one trade must be opened or closed every 30 days to avoid inactivity
- Using an off-the-shelf or externally marketed strategy specifically designed to pass prop-firm challenges is prohibited
- Arbitraging one Ment Funding account against another Ment Funding account, or against an account at another provider, is prohibited
- Traders must maintain exclusive control of their account
- The firm can prohibit trading behavior it determines to be inconsistent with the program's risk requirements; suspected prohibited trading can result in profit removal, denial of a funded account, termination, or other restrictions at its discretion
- Direct Forex account sizes run from $25K to $2M; accounts up to $1M can qualify for scaling toward a $5M ceiling, but the $2M account does not qualify for that scaling program
- The $2M account carries a 2.5% daily profit cap not applied to smaller accounts; funded accounts above $1M carry a 35% consistency requirement before withdrawals
- A withdrawal locks the maximum drawdown at the account's original starting balance, which can significantly reduce the remaining risk buffer if the full accumulated profit is withdrawn
- Most countries are accepted, with a smaller list of restricted jurisdictions primarily related to international sanctions; traders should verify their country before purchasing an evaluation
Restricted strategies
Beyond these two prohibitions, Ment Funding's Forex rules are comparatively permissive, explicitly allowing EAs, hedging, and scalping; the firm's Terms otherwise give it broad discretion to restrict any trading behavior it determines inconsistent with the program's risk requirements.
News trading
- Forex Evaluation & Funded AccountsRestricted
News trading and holding positions through news events is allowed, but a new position cannot be opened inside the restricted window; trades opened within the window may be closed, have their P&L removed, have leverage reduced, or result in an account breach depending on the circumstances.
Window: 3 minutes before/after a news event
Payouts & Trading Costs
- Payout frequency
- First payout can be requested on demand from day one; subsequent payouts follow a 30-day cycle.
- Processing time
- Within 48 business hours; typically 24–48 hours after approval
- Profit split
- Up to 90% — Standard profit split is 75%; a 90% profit-split add-on is available at checkout.
- Payout routing
- RiseWorks (bank transfer) or Columis (crypto wallet)
- Minimum withdrawal
- $100
- Trading costs
- $7 per standard lot on Forex and spot metals; no commission on spot commodities or cash indices; futures commissions vary by contract (for example, $2.18 per side on ES/NQ/YM/RTY and $0.71 per side on several micro index futures); equities carry $0.02 per share. · Commission structures differ materially across the Forex/CFD, futures, and equities product lines.
Trust & Safety
Ment Funding publishes a relatively detailed set of public rules covering its evaluation target, drawdown methodology, payout structure, leverage, commissions, news trading, inactivity, scaling, and prohibited trading practices, including individual Forex spreads, commissions, futures contract specifications, and equity commission rates.
- Legal entity
- Operates under the Prop Account Group of Companies: the evaluation service is provided by Prop Account, LLC, while qualifying traders enter into a Trader Agreement with Prop Account LC for the funded relationship; registered address listed as 5900 Balcones Drive, Suite 100, Austin, Texas 78731, with headquarters identified in Pennsylvania, United States.
- Regulated
- No
Ment Funding's Risk Disclaimer states that it is not a broker, bank, investment adviser, or fund, does not hold client money for investment, and sells a proprietary-trading evaluation service that does not benefit from the same investor protections that apply to regulated financial services.
The firm's current corporate information identifies its headquarters in the United States (Pennsylvania, with a registered address in Austin, Texas), not the United Arab Emirates as an earlier supplied profile suggested; TraderZone uses United States as the current country. The firm's public claim of no refused payout since 2021 should be presented as a company claim rather than an independently verified finding. Traders should pay particular attention to the post-payout drawdown lock, the $2M account's daily profit cap, and the 35% consistency requirement on funded accounts above $1M before selecting a program.
Trading carries risk. Evaluation programs like this one involve simulated accounts and non-refundable fees; review the firm’s current terms directly before purchasing. This page is informational and not financial advice.