Crypto Fund Trader
Switzerlandcryptofundtrader.com
Crypto Fund Trader (CFT) is a Switzerland-based multi-asset prop trading firm operating since November 2022, offering simulated evaluation and funded-account programs across Forex, cryptocurrencies, indices, commodities, and stocks. The firm supports Match-Trader, MetaTrader 5, and Bybit, giving traders several execution environments depending on the program and market. CFT's FAQ lists more than 720 instruments across Match-Trader and MT5 (556 cryptocurrencies, 106 Forex pairs, 15 indices, 22 commodities, 25 stocks), with Bybit adding access to 550+ crypto futures pairs. Beyond the 2-Phase, 1-Phase, and Instant programs detailed below, CFT also lists 3-Phase, Ascend, and Break program formats with their own account-size ranges and fees, giving the firm one of the broader program lineups in the category, though this also makes the overall offering more complex to compare at a glance. News trading, overnight positions, and weekend positions are all permitted, and there is no maximum time limit on the standard evaluations. Standard reward split is 80%, with a 90% Bonus Performance add-on available at an additional cost. Legally, CFT operates through SWISS RLCRATES AG, an active Swiss company registered in Zug that was entered into the Swiss commercial register in March 2024, while the brand itself has operated since November 2022; CFT's own terms state plainly that SWISS RLCRATES AG is not authorized or licensed in Switzerland and does not conduct regulated trading activity, describing its service as an educational/evaluation program using simulated funds. The main considerations for traders are the firm's extensive rule set (reverse-trading, anti-hedging, anti-HFT, anti-arbitrage, and a $10,000 daily/per-trade profit cap) and the number of different programs and add-ons, which traders should review carefully before choosing the format that matches their trading style.
Challenge Programs
2-Phases (2-Steps)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $58.00$52.20 | Buy |
| $10,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $110.00$99.00 | Buy |
| $25,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $240.00$216.00 | Buy |
| $50,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $389.00$350.10 | Buy |
| $100,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $660.00$594.00 | Buy |
| $200,000 | 2 Steps | 8% (Phase 1) / 5% (Phase 2) | 5% | 10% (Static) | 80% | $1,250.00$1,125.00 | Buy |
1-Phase (1-Step)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $40.00$36.00 | Buy |
| $10,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $80.00$72.00 | Buy |
| $25,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $219.00$197.10 | Buy |
| $50,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $369.00$332.10 | Buy |
| $100,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $619.00$557.10 | Buy |
| $200,000 | 1 Step | 10% | 4% | 6% (Trailing Balance) | 80% | $1,199.00$1,079.10 | Buy |
Payment Methods
- Credit/Debit Card
- PayPal
- Apple Pay
- Google Pay
- Cryptocurrency
Payout methods are a separate set: Bank Transfer, USDT, Bitcoin, and Ethereum. KYC is required before performance-based rewards can be processed. Availability may vary by trader location and payment provider.
Pros & Cons
CREDITS12
- Wide multi-asset coverage across Forex, crypto, indices, commodities, and stocks
- Match-Trader, MT5, and Bybit provide multiple platform choices
- 720+ instruments across Match-Trader/MT5, plus 550+ crypto futures pairs on Bybit
- News trading is permitted
- Overnight and weekend trading are permitted
- No maximum evaluation time limit
- Evaluation fees start at relatively low levels on several program types
- Multiple evaluation formats, including 1-Phase, 2-Phase, 3-Phase, Instant, Ascend, and Break
- Standard reward split of 80%, with an optional 90% Bonus Performance add-on
- Bank and crypto payout options (Bank Transfer, USDT, Bitcoin, Ethereum)
- Legal entity SWISS RLCRATES AG is an active, registered Swiss company (registered in the Swiss commercial register since March 2024)
- Publishes a daily-updated Proof of Scholarship Reserves page as a transparency measure
DEBITS7
- The program lineup is relatively complex, with six different formats and several add-ons
- The $10,000 daily/per-trade simulated profit restriction can become relevant to traders using larger accounts
- Reverse trading, hedging, HFT, tick scalping, and arbitrage restrictions reduce flexibility for certain trading styles
- MT5 is unavailable to traders residing in the United States
- Bybit users must manage an external Bybit account and maintain the required API connection
- Final-stage trading remains simulated and rewards are performance-based rather than actual trading profits
- CFT's own terms state that SWISS RLCRATES AG is not authorized or licensed in Switzerland and does not conduct regulated trading activity
Trading Rules
- Six program formats available: 2-Phase, 1-Phase, 3-Phase, Instant/0-Phase, Ascend, and Break (only 2-Phase, 1-Phase, and Instant have account-size-level pricing detail available)
- No maximum time limit for completing the standard evaluations
- News trading, overnight positions, and weekend positions are all permitted
- Standard reward requests after 15 active trading days or every 30 calendar days; a Weekly Scholarship Request add-on allows requests after 7 active trading days
- 90% Bonus Performance add-on available at an additional cost of 20% of the evaluation price (versus the standard 80% split)
- KYC is required before performance-based rewards can be processed
- Reverse trading is restricted when opposing positions are held simultaneously for 60 seconds or longer
- Cross-account hedging/reverse trading is prohibited
- The Bybit API key and sub-account must remain connected and unchanged throughout the evaluation
- Bybit accounts are restricted to USDT crypto futures contracts
- Spot trading on the Bybit sub-account is prohibited
- Match-Trader: no country restrictions stated by CFT
- MetaTrader 5: not available to users residing in the United States
- Bybit: CFT states no additional country restrictions beyond Bybit's own terms, jurisdictional restrictions, and local laws
Restricted strategies
CFT places significant restrictions on strategies it considers abusive or inconsistent with normal market trading: reverse trading, cross-account hedging, high-frequency trading, tick scalping, arbitrage, and latency-exploitation are all prohibited, alongside a $10,000 daily/per-trade simulated profit cap and strict Bybit sub-account/API integrity requirements.
News trading
- EvaluationAllowed
News trading is permitted with no stated restriction.
- FundedAllowed
News trading is permitted with no stated restriction.
Payouts & Trading Costs
- Payout frequency
- Standard programs: reward requests after 15 active trading days or every 30 calendar days; a Weekly Scholarship Request add-on allows requests after 7 active trading days. Instant: on demand once 10% profit is reached, or after 15 active trading days / 30 calendar days without reaching 10% profit.
- Processing time
- CFT states an average processing time of approximately 8 hours, though reviews can take up to 48 business hours.
- Profit split
- Up to 90% — Standard final-stage reward is 80%, with a 90% Bonus Performance add-on available at an additional cost of 20% of the evaluation price. Instant Funding uses a 50% split.
- Payout routing
- Bank Transfer (EUR/USD) or Crypto — USDT (ERC20/TRC20), BTC, ETH
- Minimum withdrawal
- $100
- Trading costs
- Match-Trader/MT5 — Forex: $2.50 per lot per side. Cryptocurrency: 0.0325% per side. Commodities: 0.0005% per side. Stocks: 0.002% per side. Indices: 0.005% per side. Bybit: native Bybit trading fees apply, with CFT stating it does not add an additional markup. · Swap fees may apply to overnight CFD positions on Match-Trader and MT5, while Bybit positions may incur funding rates instead.
Trust & Safety
Crypto Fund Trader operates through SWISS RLCRATES AG, an active Swiss company registered in Zug that was entered into the Swiss commercial register in March 2024, while the CFT brand itself has operated since November 2022. The firm publishes a daily-updated Proof of Scholarship Reserves page showing an internal reserve allocated to performance-based scholarships — a company-published transparency measure rather than evidence of regulated brokerage activity. CFT's own Terms state plainly that SWISS RLCRATES AG is not authorized or licensed in Switzerland and does not conduct regulated trading activities, describing its service instead as an educational/evaluation program using simulated funds.
- Legal entity
- SWISS RLCRATES AG, Zug, Switzerland — entered into the Swiss commercial register in March 2024; the CFT brand has operated since November 2022.
- Regulated
- No
CFT's own Terms state that SWISS RLCRATES AG is not authorized or licensed in Switzerland and does not conduct regulated trading activities. Crypto Fund Trader provides simulated evaluation and funded-account programs; it is not a regulated financial broker or exchange, and challenge fees are not protected by financial compensation schemes.
The main considerations for traders are the firm's extensive rule set and the distinction between its simulated trading environment and actual regulated brokerage services. Traders should pay particular attention to the reverse-trading, anti-hedging, anti-arbitrage, automated-trading, and $10,000 profit-limit rules before selecting a program, and should review CFT's current terms directly given the number of program formats and add-ons on offer.
Trading carries risk. Evaluation programs like this one involve simulated accounts and non-refundable fees; review the firm’s current terms directly before purchasing. This page is informational and not financial advice.