Trading.com

Forex Broker (Market Maker)Founded 2019New York, NY, United States

Reviewed September 7, 2026

Trading.com is a U.S.-focused, regulated forex broker offering a streamlined trading environment aimed particularly at beginner and intermediate forex traders. Its main limitations are a relatively narrow product offering, a single live account structure, limited funding methods, and the absence of MT4.

Strengths & Limitations

Strengths

  • Strong U.S. regulatory framework (CFTC, NFA), backed by Trading Point
  • Commission-free forex trading with spreads from 0.9 pips
  • $50 minimum deposit
  • MT5, WebTrader, and a proprietary mobile app
  • Strong in-house research, trading signals, and technical summaries

Limitations

  • Narrow, forex-only product range for U.S. clients
  • Only one primary live account type, and no MT4
  • Maximum leverage limited to 1:50
  • $10/month inactivity fee after 12 months, and limited funding methods (wire/ACH only)

Category Scores

Regulation Safety9.7
Trading Costs9.4
Platforms Technology9.0
Asset Coverage8.5
Trading Conditions8.8
Tools Resources9.2
Customer Support9.2
User Experience9.3
Account Opening9.3

Broker Overview

Trading.com is a U.S.-focused, regulated forex broker backed by the Trading Point group, offering a streamlined trading environment for beginner and intermediate traders. It provides commission-free trading, variable spreads from 0.9 pips, a $50 minimum deposit, and access via MT5, WebTrader, and a proprietary mobile app.

Markets

Forex

Available Regions

North AmericaUnited States

Regulation & Safety

Trading.com is regulated in the U.S. by the CFTC and NFA (NFA #0516820), with its parent Trading Point group also holding regulated entities in Australia, Cyprus, and the United Kingdom; client funds are reported as segregated from corporate funds.

Regulators

Name
CFTC
Status
Yes
Tier
top
Name
NFA
Status
Yes (NFA #0516820)
Tier
top
Name
ASIC
Status
Yes (Trading Point group entity)
Tier
top
Name
CySEC
Status
Yes (Trading Point group entity)
Tier
standard
Name
FCA
Status
Yes (Trading Point group entity)
Tier
top

Trading Costs

Commission-free pricing with variable spreads starting from 0.9 pips (average EUR/USD spread ~1.2 pips, roughly $12 per standard lot); no standard deposit/withdrawal fees, though bank-wire withdrawals below $250 incur a $13 fee, and overnight swap charges apply.

Minimum deposit
$50
Commission model
Commission-free; spread-based pricing from 0.9 pips
Overnight fee
Swap/rollover charges apply to overnight positions, varying by currency pair and direction
Inactivity fee
$10 per month after 12 months of dormancy

Platforms & Technology

MT5, Trading.com WebTrader, and a proprietary mobile app, with Expert Advisor and automated-trading support; no MT4, cTrader, or TradingView integration.

Platforms

MT5(available)Trading.Com Web Trader(available)Trading.Com Mobile App(available)

Features

  • MT5 with Expert Advisor & automated trading support
  • Trading.com WebTrader (browser-based)
  • Proprietary mobile app
  • Custom indicators support
  • Trading signals & technical summaries integration

Availability

Desktop Windows(available)Desktop Mac(available)Web(available)Android(available)Ios(available)

Asset Coverage

Primarily a U.S. forex broker offering roughly 65-69 currency pairs; stocks, indices, commodities, cryptocurrency, options, futures, bonds, and ETFs are not offered domestically, despite a broader '1,400+ assets' claim at the group level.

Available assets

Forex
Available
Commodities
No
Indices
No
Stocks
No
Etfs
No
Cryptocurrencies
No
Bonds
No
Options
No
Futures
No

Trading Conditions & Tools

Trading conditions

Overview
A single primary live account (T1: spread-based, commission-free, from 0.9 pips) plus a no-expiry MT5 demo account; maximum leverage is capped at 1:50 under U.S. rules.
Execution
Suitable For
BeginnersForex tradersMT5 usersTraders who prefer simple account structuresTraders seeking commission-free pricing

Tools & resources

Overview
Strong in-house research including market commentary, daily updates, technical summaries, sentiment data, and trading signals, plus education spanning 33 tutorials and 13 video lessons across experience levels.
Tools
In-house market research & daily commentaryTrading signalsTechnical analysis summariesTutorials (33) & video lessons (13)Monthly paper trading competition

Support & Account Opening

Customer support

Overview
24/5 support via phone, live chat, and email from a New York-based U.S. operation (85 Broad Street, New York, NY 10004; phone 1-833-FX1-0250); English-language support only.
Channels
PhoneLive chatEmail

Account opening

Overview
Streamlined KYC/AML-compliant onboarding with government-ID verification, reportedly completing in under a minute; funding is via wire transfer or ACH (minimum $50 deposit, $25 minimum withdrawal), with no internal fees aside from a $13 charge on bank-wire withdrawals under $250.
Process
Online applicationIdentity verification (government-issued ID, KYC/AML)Account approvalFunding via wire transfer or ACH

User Experience

Trading.com's core differentiator is simplicity: a single account type, an accessible $50 minimum deposit, commission-free pricing, and a streamlined proprietary interface, complemented by monthly paper-trading competitions and promotional credits.

Demo account
Available
Mobile trading
Available

Trader Compatibility

Forex Trader9.5
Gold Trader2.0
Scalper6.0
Ea Algorithmic Trader8.7
Beginner Trader9.4
Crypto Trader1.5
Multi Asset Cfd Trader2.5

Who It's For

Best for

  • U.S.-based forex traders
  • Beginner forex traders
  • Traders who prefer simple account structures
  • MT5 users
  • Traders who value market research

Not recommended for

  • Multi-asset investors seeking stocks, options, futures, or crypto
  • Traders who specifically require MT4
  • Traders wanting multiple account types or funding methods

Final Review

Trading.com deserves a strong TraderZone rating because it successfully combines regulation, simplicity, competitive commission-free pricing, modern trading platforms, and useful research and education. It is particularly well suited to U.S. beginners and forex-focused traders, though more experienced traders seeking asset diversification, multiple account types, or MT4 may find the offering restrictive.

9.1/ 10
Trading.com rating

Trading carries risk. Review the broker’s current terms directly before opening an account. This page is informational and not financial advice.